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YoguPay ExplainersGuides
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Phelix K'Teya
05 Feb, 2026

The End of the Speed-Only Era: How Regulation Is Reshaping Remittance Infrastructure in Africa

The “speed-only” era is ending. In its place is a new model; one where speed, compliance, and operational resilience coexist to create efficient, ...

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YoguPay ExplainersGuides
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Phelix K'Teya
05 Feb, 2026

Choosing the Right Stablecoin for African Fintechs and Payment Service Providers

When it comes to choosing between USDT or USDC, there isn’t a binary answer, especially for African fintechs and PSPs. USDT is the most preferred op...

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YoguPay Explainers
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Phelix K'Teya
29 Jan, 2026

Why Traditional Remittance Models Are Breaking and How Cryptocurrencies Are Fixing Them

As traditional systems strain under their own complexity, the shift toward crypto-enabled settlement is becoming inevitable. The real innovation lies ...

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YoguPay Explainers
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Phelix K'Teya
28 Jan, 2026

How Stablecoins Reduce Compliance and FX Friction When De-Risking Cross-Border Payments

When embedded into compliant, programmable payment infrastructure, stablecoins unlock efficiency and inclusivity that digital innovation promised, thr...

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YoguPay ExplainersGuidesUncategorized
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Phelix K'Teya
22 Jan, 2026

Trust, Transparency, and Tokenization as the New Pillars of Digital Finance in Kenya

By embedding trust into infrastructure, enforcing transparency through regulation, and leveraging tokenization for real economic value, Kenya can exte...

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GuidesYoguPay Explainers
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Phelix K'Teya
22 Jan, 2026

How Kenya’s VASP Act Unlocks the Next Phase of Crypto Regulation

Kenya’s VASP Act marks a structural shift in how digital assets are perceived and integrated into the financial system. Licensed digital assets intr...

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FinTechYoguPay Explainers
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Phelix K'Teya
08 Jan, 2026

AML-by-Design: How Regulated Wallets Keep Africa’s Digital Finance Clean

AML-by-Design regulated wallets are fundamental enablers of trust, safety, and growth in Africa’s rapidly evolving digital finance ecosystem, and no...

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GuidesBusiness in Africa
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Phelix K'Teya
08 Jan, 2026

The Road to Licensing: How Fintechs Can Prepare for the VASP Act

Fintechs that proactively invest in governance, AML/CFT compliance, cybersecurity, documentation, and strategic technology partnerships will not only ...

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YoguPay ExplainersGuides
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Phelix K'Teya
10 Dec, 2025

Why Compliance is the New Competitive Edge for Kenya’s Fintechs Under the VASP Act

Fintechs who embed compliance into product design, hire the right talent, and tell a credible trust story will find that the license on the wall becom...

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  • Tumapay Ltd, trading as YoguPay, is registered with the Financial Transactions and Reports Analysis Centre as a Money Service Business, Registration Number M22009019.
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