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YoguPay ExplainersBusiness in AfricaCross-border PaymentDigital PaymentGuides
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Phelix K'Teya
26 Feb, 2026

The Rise of Wallet-Native Compliance in Digital Asset Platforms

Wallet-native compliance provides the blueprint. By integrating identity verification, AML monitoring, Travel Rule automation, and jurisdictional cont...

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YoguPay ExplainersGuides
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Phelix K'Teya
26 Feb, 2026

Why Institutional Stablecoin Adoption Depends on Settlement, Not Trading

While trading supports liquidity and FX management, settlement is the engine that enables real-world utility at scale. The real opportunity for fintec...

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YoguPay Explainers
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Phelix K'Teya
19 Feb, 2026

Kenya’s VASP Act in Context: Lessons for Other African Markets Building Digital Asset Frameworks

Kenya’s Virtual Asset Service Providers Act, 2025 is a pioneering statute in African digital finance. Its blend of clear definitions, structured ove...

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YoguPay ExplainersBusiness in AfricaUncategorized
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Phelix K'Teya
19 Feb, 2026

From Days to Minutes: How API-Driven Settlement Is Reshaping Regional Trade in Africa

The days when cross-border payments slowed commerce and constrained growth are fading. API-driven settlement is enabling instant, transparent, and cos...

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GuidesYoguPay Explainers
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Phelix K'Teya
12 Feb, 2026

The Hidden Complexity Behind “Simple” Payment and Wallet APIs

Payment and wallet APIs appear simple because decades of financial complexity have been distilled into elegant interfaces. That simplicity, however, r...

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YoguPay ExplainersBusiness in AfricaCross-border Payment
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Phelix K'Teya
12 Feb, 2026

Why OTC Desks Are Adopting Wallet-as-a-Service for Secure, Compliant Trading Operations

As OTC trading advances toward institutional maturity, its infrastructure must evolve in step. Wallet-as-a-Service is no longer a convenience, it is a...

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YoguPay ExplainersGuides
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Phelix K'Teya
05 Feb, 2026

The End of the Speed-Only Era: How Regulation Is Reshaping Remittance Infrastructure in Africa

The “speed-only” era is ending. In its place is a new model; one where speed, compliance, and operational resilience coexist to create efficient, ...

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YoguPay ExplainersGuides
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Phelix K'Teya
05 Feb, 2026

Choosing the Right Stablecoin for African Fintechs and Payment Service Providers

When it comes to choosing between USDT or USDC, there isn’t a binary answer, especially for African fintechs and PSPs. USDT is the most preferred op...

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YoguPay Explainers
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Phelix K'Teya
29 Jan, 2026

Why Traditional Remittance Models Are Breaking and How Cryptocurrencies Are Fixing Them

As traditional systems strain under their own complexity, the shift toward crypto-enabled settlement is becoming inevitable. The real innovation lies ...

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  • Tumapay Ltd, trading as YoguPay, is registered with the Financial Transactions and Reports Analysis Centre as a Money Service Business, Registration Number M22009019.
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